You’ve just survived another rush hour. Several cars sped past you going at least ten miles per hour over the speed limit, and you also saw the aftermath of another car accident on the side of the road. Is this as bad as it can get? Maybe not, but you could live in one of the states with the worst drivers.
You might be certain that you do, but it could be much worst. Every other year, CarInsuranceComparison.com publishes its list of the country’s worst drivers. Their 2015 list was recently published and it reveals some interesting information.
The top ten states with the worst drivers are:
- Montana and South Carolina (tie)
- North Dakota
- Louisiana and Nevada (tie)
There were several changes from the 2013 list. North Dakota and Montana both jumped up the rankings; North Dakota was previously at number 10, while Montana was at number 9. Reasons for the changes vary. For example, North Dakota still had a high drunk driving fatality rate, but the state worsened its rate of crashes involving failure to obey the rules of the road. Some would attribute this to the increased oil fracking activity in the western half of the state.
So, how did Car Insurance Comparison determine their rankings? Their study is based on statistics gathered from the National Highway Traffic Safety Administration. They examined different factors that impact the quality of drivers in each state. These included:
- Fatalities per 100 million miles traveled on the road
- Fatal crashes that involved one or more of the following: ignoring/missing traffic signals, not wearing a seat belt, driving without a current license
- Fatal crashes that involved a drunk driver
- Fatal crashes that involved speeding by one or more cars
- Car crashes involving pedestrian or bicyclist fatalities
The states that had larger numbers of fatalities due to one or more of these factors were ranked higher than others.
For example, Montana is ranked number one because they had the highest rate of drunk driving fatalities, plus they ranked fifth in terms of fatalities involving speeding and seventh for fatal crashes due to traffic signals, seat belts, and/or an invalid driver’s license.
South Carolina was also ranked first because of their high rates of fatalities due to drunk driving, speeding, and careless driving. In addition, they had the worst rank in terms of fatalities per 100 million vehicle miles traveled.
Improve Your Driving
This study highlights several key trends. In general, the worst drivers are the most careless. So, put down your phone, turn your music down, wear your seatbelt, put both hands on the wheel, and pay attention to the road. These are all issues that you can control.
Learn how to drive defensively. There are classes that you can take that will teach you how to reduce the risks involved in driving near reckless drivers. You will re-learn the rules of the road and improve your driving skills at the same time. There are other benefits to taking a class too: you may qualify for an auto insurance discount.
If you don’t think you are able to drive, either because you’ve had too much to drink, or because you want to spend your travel time responding to missed calls, texts, and emails, then designate another driver to take you to your destination.
Purchase the Right Auto Insurance
Unfortunately, living in a state known for having bad drivers can be a detriment for you, even if you have a good record. Insurance companies take your state of residence into consideration when determining your insurance premium. If you live in a state that has high fatality rates on the road, high rates of speeding, drunk driving, or other careless habits, then you are at risk for an accident. It doesn’t matter if you are reckless yourself; simply being around bad drivers increases your risks.
On EnhancedInsurance.com, you can learn more about picking the right car insurance. Despite the number of commercials you may have seen on TV, there is more to buying car insurance than calling the company that offers the cheapest rates. Speak with an independent insurance agent today to find the right coverage for you. They will have the knowledge and experience to help you.
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