Not every dispute requires a trip to the courtroom but, there are times in a person’s life when it makes sense to hire an attorney. When, where, and why you should retain legal advice is based on a number of factors that can include legal complexity, loss of income or the worst case scenario possible jail time. The questions becomes, should I hire an attorney?
While each particular situation can be different because of a number of factors, there are times that legal help make sense financially. In legal cases that involve damage awards or contract disputes, the advice of a professional makes sense and can substantially increase the amount you could possibly receive.
But in other cases, legal assistance is not needed and only serves to enrich a small portion of the legal service that preys on the unwary. For instance, if you were to have a small fire in your home, chances are very good that you and your insured could reach an agreement. However, if as the result of building code changes, your rebuilding expenses rapidly increase you may find yourself in an adversarial position with your insurance company regarding that claim. If that is the case, you may need to hire a lawyer who is well versed in property damage cases.
On the other hand, if you were to accidently run over your neighbor’s mailbox, I am sure that if you were to submit the claim it would be handled quickly and fairly because of the simplicity of the loss.
Sometimes though a “Rule of Thumb Is Needed!” below is a list of some of those times a lawyer might be recommended.
You might need a lawyer if… your catering business serves day old Tuna Surprise
You might need a lawyer if… you have an unsuccessful parachute repair
You might need a lawyer if… you sideswipe an unmarked police car
You might need a lawyer if… the alligator from your petting zoo escapes
You might need a lawyer if… your wife starts an marriage advice service for newlyweds
You might need a lawyer if… you have a dispute with a business or institution
While some instances (like the above) are self-evident, others may not be so apparent. In those situations it never hurts to be more safe than sorry.
Other Enhanced Insurance articles related to Pre-Paid Legal Insurance:
Enhanced Insurance is not written by attorneys. If you’re looking for legal advice, you need to contact a lawyer. Further, insurance practices and forms change constantly and are varied from state to state. For definitive answers in your area, contact a local agent.
While the majority of people want an agent involved in their purchase of insurance, many people want to see if they can save money by buying direct from the insurance company. Others want to try a direct quote to make sure the premium they’re now paying through their local agent is fair. If you want a quote for your coverage, click on the competitive quote button on the right side of this page.
Other EnhancedInsurance.com articles that might interest you: