Official Scholarship Rules

  1. The scholarship program has been terminated.

  2. When we started this program it was done in order to obtain links from colleges and universities to our website. Our business is creating traffic for insurance companies. The more links we have the more traffic we generate the more revenue we generate. For a while this strategy worked. Unfortunately over the last year colleges have grown less and less cooperative in posting scholarship programs and providing those links. Our traffic has dwindled to the point where we had $0 revenue last month.

  3. CONSUMER DISCLOSURE. NO PURCHASE OR PAYMENT NECESSARY. THE ENHANCED INSURANCE SCHOLARSHIP PROGRAM IS OPEN TO ANY CITIZEN AND/OR RESIDENT OF THE UNITED STATES, THE DISTRICT OF COLUMBIA AND ITS TERRITORIES AND POSSESSIONS OR CANADA, WHO IS A HIGH SCHOOL SENIOR OR CURRENT UNDERGRADUATE STUDENT WHO WILL BE ENROLLED IN A 2- OR 4-YEAR PUBLIC OR PRIVATE COLLEGE OR UNIVERSITY LOCATED IN THE UNITED STATES AND/OR THE DISTRICT OF COLUMBIA OR CANADA FULL-TIME FOR AN ACADEMIC SCHOOL YEAR 2017-2018. All other entries will be disqualified. Should your entry be awarded a scholarship we will ask for additional information so that we can verify your qualification status. Employees of and its divisions, affiliates, subsidiaries, promotional or marketing agencies and their immediate family members (spouse, parents, children and siblings) and persons living in family member homes are not eligible.
  4. Interested students are encouraged to apply online at
    When applying, students will be asked to provide the following information:

    • first and last name
    • valid email address
    • institution to be attended in the semester following the date of submission
    • area of study
    • date of birth


  • Parents must grant consent if the student is 17 years old or younger. By allowing their child to enter, parents have granted consent.
  1. Each student may only submit one entry. A student who submits multiple entries will be disqualified. Submissions are to be sent to with the subject line “Enhanced Essay”. Essay should be in the body of the email and should NOT be an attachment.
  2. Each student must submit an original essay (750 – 1,250 words) on “Why Insurance Is Important to Me.” (Insurance can apply to any kind of insurance that is sold through independent agencies: Life, Health, Auto, Home, Commercial, etc.) The essay must be written in English. Essays with fewer than 750 words or more than 1,250 words will be disqualified.
  3. Essays must be the original work of the student and factually accurate, and they must not be in the public domain. Essays may not infringe upon or violate any personal property rights of others, such as defamation, invasion of privacy, infringement of the intellectual property rights of any third person or other unlawful use of material. By submitting an essay to the Enhanced Insurance Scholarship Program, each student acknowledges his or her understanding of and compliance with these rules. Sponsor reserves the right to disqualify any entry deemed inappropriate for publication per the company’s discretion.
  4. All entries must be received no later than 10/31/2017, to be eligible for the contest.
  5. Essays will be judged on the following criteria:
  • Spelling, Grammar, Vocabulary and Punctuation,
  • Content, including organization, logic, and quality of examples
  • Creativity, Clarity and Thoughtfulness, (We will be checking for plagiarism.)

Every Valid Submission will be published on Articles will be attributed to the authors, which is why we need you first and last name with your submission. By submitting an entry you have granted publication rights to We will use your First Name / Last Initial  to identify you as author. The 17 before the first name indicates your essay has been entered in the contest for the award 11/15/2017.

  1. A winner (“Winner”) will be determined for each 500 submissions. (For example, should we receive 1,001 submissions we will award two Winners.) Winners will be notified before 11/15/2017.
  2. Winners will each receive a one-time scholarship check of $2,500 to be used for educational expenses. In most instances the check will be made out to the school. Winners will be announced on the website and will be notified privately before that date. Verification of school registration will be required to claim scholarship.
  3. In the event of noncompliance with the Official Rules, or if the scholarship or scholarships notification is unclaimed or returned as undeliverable, the prize will be forfeited and may be awarded to an alternate winner. If the prize is not claimed within 30 days of the date of the first notification letter, the prize will be forfeited and may be awarded to an alternate winner.
  4. By participating, entrants agree to: a.) The Official Rules and the decisions of the Sponsor, which shall be final in all respects; and b.) release, discharge, indemnify, and hold harmless Sponsor and its parent subsidiaries, affiliates, officers, directors, agents and employees of the aforementioned entities (collectively, the “Released Parties”) from any liability, claims, or damages arising out of their participation in the contest and the acceptance, use, misuse, or possession of any scholarship. Released Parties are not responsible for printing, typographical, human or other errors in any contest-related materials; for stolen, lost, late, misdirected, damaged, incomplete, illegible, or postage-due mail or entries; or for transactions that are processed late or incorrectly, or are lost due to computer or electronic malfunction or human error. Sponsor reserves the right to cancel, suspend or modify the contest and award the scholarship from among all eligible non-suspect entries received prior to action taken if fraud or technical failures or other events compromise the integrity of the contest as determined by the sponsor in its sole discretion. This contest is governed by laws of the State of Minnesota for the resolution of all claims and disputes.
  5. Federal, state and local taxes are the responsibility of the winners. The scholarship checks will be payable to college or university (“Institution”) in which a Winner has successfully enrolled for the semester following the semester during which the Winner applied. If the Winner has not yet been successfully enrolled in an Institution the check will be paid directly to the Winner. If the Winner is a minor the check will be awarded to the Winner’s parent or guardian, as custodian for the Winner, or to his or her educational Institution as above, if the parent or guardian so prefer. Scholarship funds must be used for tuition, fees, books, supplies and equipment required for study. Sponsor will mail winners a 1099-MISC tax form after January 31 of the year following the receipt of the scholarship.
  6. A student’s likelihood of being chosen as a finalist will depend upon the quality of all other entries as judged by the criteria stated above. A finalist’s likelihood of winning a scholarship will be about 1 in 500 (1/5-0). Scholarships are nontransferable. All scholarships will be awarded. Winners and, if the Winner is a minor, their parents/legal guardians, will be required to execute an affidavit of originality and, eligibility within 10 days of the date specified in the notification. Failure to do so will result in the scholarship being awarded to the finalist with the next best submission. Winners must provide a valid street address to which can mail the winners their scholarship check, an affidavit of eligibility and, if applicable, a tax form. Winners must also provide Sponsor with their social security number for use in preparation of tax form.
  7. All essays and all rights to their publication become the property of Sponsor, which Sponsor may use, edit and excerpt for promotional purposes or otherwise, including placing them online without compensation, additional or otherwise. Sponsor reserves the right to use scholarship winners’ names and hometowns in any advertising or promotional materials relating to this competition without further notification, permission, or compensation to the winners, except where prohibited by law.


Privacy Policy

Enhanced Insurance Scholarship Program (Upper Left, Inc.) PRIVACY POLICY This scholarship program is sponsored by Upper Left, Inc., 104 Garfield Street, Saint Paul, MN 55102.

Sponsor does not collect information from visitors participating in this scholarship program in any way other than specified on the scholarship’s official rules page. Contact information submitted through application will not be used for any solicitations or extraneous emails and will not be shared with any third-party entities.