Kayla J

Personally, insurance companies have been there for me and my family when the funds in my household weren’t. I know that insurance is a great thing and helps in so many ways. I know that things wouldn’t be possible if it wasn’t for our insurance companies. I am grateful to have insurance and my family to have insurance.

My grandfather is a cancer survivor and in 2014 was diagnosed with Stage 4 cancer in his spine, liver, lungs, and stomach. He was not going to work but then he knew that he wouldn’t have benefits. He knew that financially he had to work at least 30 hours a week (with his Stage 4 Cancer) in order to keep his insurance that he had to have in order to undergo chemo. He shouldn’t have been working in the condition that he was in but he knew that he had to because he needed the benefits that he got from working there for 41 years. This is when I knew how important health insurance is to families because I was personally affected. When I saw what my grandfather was going through, personally I wish I could have worked for him so that he could have had his benefits. I knew he felt so bad after having chemo on Monday and then working the rest of the week. He is such a strong man.

My brother and I were both diagnosed with Chiari Malformation. We both had to have surgery in order to relieve the tension in our spinal column caused by the C1 and possible C2 being herniated or swollen. During this surgery, they basically remove or shave off the C1 or possibly the C2 in order to relieve the tension in the spinal column and allow the spinal fluid to flow the way it should. This surgery costs roughly about $50,000 for each of us. If we didn’t have insurance that surgery wouldn’t have happened and both my brother and I would still have horrendous migraines. I cannot believe how much surgeries cost but I guess that it makes sense with all the use of machinery and surgeons (etc.). I don’t know how I would have survived with those piercing migraines had I not had that surgery.

My mother suffers from terrible pain in her joints due to her diagnose of rheumatoid arthritis. Her preventative pain medicine she has to order by phone and wait for it to come in the mail. Overall, the one bottle of about thirty pills costs $3,000+. Which is insane to me. My mom sees so much of a difference when she doesn’t have the medicine but thanks to insurance she doesn’t have to pay $3,000+, she doesn’t have to pay anything. It is incredible the thing insurance companies do for us and we don’t even take a second thought. Sometimes we even get frustrated because they won’t pay for something but they only have so much money to go around. I am extremely thankful for all that my insurance company does for me and my family because I don’t know what I would do otherwise.

Several times in my life, I have seen first-hand what insurance companies do and what a life changing affect they have on individuals and families. I believe that insurance has the ability to change peoples’ life in extremely positive ways. I know that my grandfather is extremely grateful for his insurance, as is my brother and I, and especially my mom. I don’t know how far my grandfather would’ve gotten had he been stressed about not having insurance. If that had been the case I know that would have taken a toll on his health. I love my family so much and I know that they would do anything for me but I think that medical bills should be the last of their worries especially since I have never had to worry about those kinds of things up to this point in my life. I am glad that I have always been blessed enough to have insurance in my life and not have to worry about how me or my parents will pay my medical bills. Especially since my family isn’t the healthiest when it comes to the fact that my mom has rheumatoid arthritis and my dad has heart disease and high blood pressure. Insurance protects normal citizens against natural disasters. Whether it be a flood, god forbid a death, or simply just a common cold. I am so grateful for all the things in my life especially my insurance companies because they all do so much in order to help out families.