Eunice A

Oh, you should have seen the burn! The first time I laid eyes on her arms and legs, my eyes could not escape the trickling tears that followed. After waiting several hours in the waiting from the local hospital in our neighborhood, we finally made it to Grady hospital, where the nurses announced they had to peel off the dead skin from the burn. As if watching her almost burn alive was not enough, they laid another layer of body cringing and tearing up by taking off the skin while I was in the room. I just don’t think anyone deserves to watch his or her mother suffer so much pain that it almost makes you wish you could take her place.  They say mothers have a soft spot for their children when they are in pain, but people never really talk about the agony children face when they see their parents facing a dilemma.

Although she was only in the fire for a few seconds, that little time of burning was enough to cause enough damage to her face, arms, and legs to inhibit motility. With my father being the breadwinner of the house, we couldn’t really afford for him to take time off work; my other siblings were mothers and couldn’t find anyone to watch the kids, so that left me alone by her bedside. The woman in question is my mother; it only gave me joy that I was able to help her after she had cared for me for 22 years.

Being that I was with her every step of the way, I can recall perfectly that the first document we provided when we first made it to the hospital was our insurance card, insurance we signed up for only seven months prior to the devastating incident. Having a health insurance at that point assured us that our family would not end up being bankrupt as a result of the medial bills we will be charged once my mother gets discharged from the hospital.

Apart from the coverage the insurance gave during our hospital stay, it also covered about eighty percent of the medications that my mother was prescribed from the hospital as well as the outpatient visits that was required by the hospital.

This incident has made me realize that the world is not full of meta-humans that are able to see into their own future to detect when a sickness or disease will strike.  Accidents and medical emergencies happen everyday without people having prior knowledge; this is where one’s health insurance comes into play.  Health insurances are there for security, for the unplanned illnesses that are able to manifest themselves at any time or age without warning.

For so long, I’ve thought of insurance of all kinds to be utterly useless. If I have a health insurance but never get sick, then what is the point? Or what is the purpose of having car insurance but never get into a car accident, then aren’t I just throwing away money?  What I didn’t understand then is that having insurance is somewhat similar to having a savings account. You transfer money to the savings account every month in case of unpredictable emergencies. This is the same with insurance of all types; the money accumulated in your for those unpredictable rainy days.

With the passage of the Patient Protection and Affordable Care Act, also known as Obamacare, health insurance has been made affordable for the less fortunate, for people like my family.  Insurance is no longer available to those who can afford it, but it has been made available to people at all income levels. With the increase access to health insurance, one does not have to worry about whether or not you can afford a doctor’s visit or about how you will pay for your prescription medications. Health insurance is not just for unplanned predicaments, but they are also useful for the month-to month doctor’s visit. Imagine how much easier it would be if a disease or illness can be detected early simply by going to the doctor’s office because you can afford it. Having health insurance increases the chances of people making use of preventive care services to help them live healthier and longer lives. Health insurance alone can help decrease the health discrepancy that exists between the wealthy and poor of this country. Minor health problems can be prevented from expanding and becoming major health problems. Not only will this lead to a rise in age expectancy, but people will also be able to live a life of comfort and a life with less medical-related issues.

Other Enhanced Insurance articles related to Healthcare:

Affordable Care Act

Insurance Exchange — I Don’t Get It

How Much Does Health Insurance Cost

The Evolution of Health Insurance

How Do I Choose Health Insurance

Affordable Health Insurance

Average Health Insurance Cost

Factors That Influence Health Insurance Premiums

Health Insurance Rate Increase and You

Health Insurance Broker

How to Choose Health Insurance

Travel Health Insurance

The Differences Between Primary, Secondary, and Supplementary Health Insurance

Adding Your Baby to Your Health Insurance

Business Accident and Health Insurance

Health Insurance Rate Increase and You

Health Insurance for Low Income

What to Do If You Can’t Afford Health Insurance

PPO vs. HMO Health Insurance

Is It a Good Idea to Buy COBRA Insurance?

PPO vs. HMO Health Insurance

Veterans Choice Program

How Long Does Food Poisoning Last?

What Is an Open Enrollment Period for Health Insurance?

How Long Does Nicotine Stay In Your Body?

Travel Insurance and Zika Virus

Enhanced Insurance is not written by attorneys. If you’re looking for legal advice, you need to contact a lawyer. Further, insurance practices and forms change constantly and are varied from state to state. For definitive answers in your area, contact a local agent.

While the majority of people want an agent involved in their purchase of insurance, many people want to see if they can save money by buying direct from the insurance company. Others want to try a direct quote to make sure the premium they’re now paying through their local agent is fair. If you want a quote for your coverage, click on the competitive quote button on the right side of this page.