Brianna R

I was once a young girl with bright dreams, until one day my life came crashing down; one of the things that helped me get through my difficulties was, my insurance. Insurance is a huge part of  my life, as it is everyone’s’. Almost everyone needs it for medical reasons, natural disaster reasons, or death in the family reasons. Insurance literally saves and enhances lives on a daily basis. My life has been greatly affected by having health insurance. My parents and I are extremely thankful for the health insurance that I have, because I have had an enormous amount of medical procedures and doctor visits; that have almost been completely covered by our health insurance.

Ever since I was a child I have had extreme medical issues. I have always been underweight and sick, even still to this day. Around middle school I was getting sick on eating anything and couldn’t figure out why. My mother would take me to my regular doctor for yearly visits and the doctor would yell at me, order blood tests, and tell my family that I was making it up in my head. I went for years being told I was anorexic and I wasn’t getting sick when I ate. Then,while in the middle of my sophomore year of high school I had to go to the emergency room for constant stomach pains which had been occurring for over two weeks straight. That bill alone from the emergency room was expensive, but it was only the beginning of a long costly story. The Emergency Room had no idea what to do, so they sent me to a Digestive Disease doctor. Just to see this doctor once, without insurance, costs over $500 alone. After having a stomach emptying scan and an upper endoscopy, I was diagnosed with severe gastroparesis. Gastroparesis is paralysis of the stomach, my stomach takes over 414 minutes to digest one meal; the average time for the average person is between sixty and ninety minutes. After eating any type of food I get unreasonably sick, slightly bloated, and have a huge difficulty to gain any weight. The bills just kept on rising. After diagnosing me with this chronic disease, my doctor told me he was going to send a request to my insurance for me to go to a children’s hospital and get genetic testing for a connective tissue disease. He wanted them to specifically look for Marfan’s Syndrome, which would mean more doctors and more appointments to fill up my life. My insurance never failed to keep up with my growing medical needs, and graciously accepted the request. I had to take two trips down to Pittsburgh Children’s Hospital to have extensive testing including the following: head to toe body exam, sonogram of my kidneys, blood test, X-Ray of my whole body, an EKG, and an ECHO. After all of these tests the hospital had to yet again ask my insurance to cover the actual genetic testing through a blood test, and yet again they accepted. The results came back negative, but the insurance helped me resolve unneeded anxiety created from the thought of having another chronic illness. Since then, I have had to see my digestive disease doctor over five times in just one year. Having a severe chronic disease with no cure requires multiple doctor visits to help relieve some pain and make plans to staying as healthy as possible. I’ve also had to have appointments for a mole removal and testing, which showed that I had the chemicals ready to form cancer. I have been to so many doctor appointments, I have simply lost count. Without medical insurance my family and I  would sadly be bankrupt.

Medical insurance has simply saved my parents over $20,000 in just the genetic testing alone. It has helped me live as close to a normal life as possible. The insurance pays for my stomach medicine to help me digest meals and not be sick and bloated all hours of the day. If I didn’t have health insurance, I would still be believing my old family doctor that I really didn’t get sick when I eat it’s just all in my head. My insurance has never once denied me getting tested for any disease or condition. My father has currently been unemployed for over six months has lead to difficult financial struggles; having insurance has lessened the tension of money issues. I have no idea where I would be today if insurance did not exist. My everyday health and decreasing weight depends on my insurance. I am not a normal teenage girl, I can’t eat as much as I want, I can’t participate in most activities because I am usually sick, and on a good day I have at least two stomach attacks per day. If I didn’t have health insurance I would not know where I would be physically or emotionally; my life depends on this insurance. I am forever grateful for medical insurance, it has changed my life.

Thank you for considering me for the Enhanced Insurance Scholarship and I am looking forward to be hearing from you in the future.

Other Enhanced Insurance articles related to Healthcare:

Affordable Care Act

Insurance Exchange — I Don’t Get It

How Much Does Health Insurance Cost

The Evolution of Health Insurance

How Do I Choose Health Insurance

Affordable Health Insurance

Average Health Insurance Cost

Factors That Influence Health Insurance Premiums

Health Insurance Rate Increase and You

Health Insurance Broker

How to Choose Health Insurance

Travel Health Insurance

The Differences Between Primary, Secondary, and Supplementary Health Insurance

Adding Your Baby to Your Health Insurance

Business Accident and Health Insurance

Health Insurance Rate Increase and You

Health Insurance for Low Income

What to Do If You Can’t Afford Health Insurance

PPO vs. HMO Health Insurance

Is It a Good Idea to Buy COBRA Insurance?

PPO vs. HMO Health Insurance

Veterans Choice Program

How Long Does Food Poisoning Last?

What Is an Open Enrollment Period for Health Insurance?

How Long Does Nicotine Stay In Your Body?

Travel Insurance and Zika Virus

Enhanced Insurance is not written by attorneys. If you’re looking for legal advice, you need to contact a lawyer. Further, insurance practices and forms change constantly and are varied from state to state. For definitive answers in your area, contact a local agent.

While the majority of people want an agent involved in their purchase of insurance, many people want to see if they can save money by buying direct from the insurance company. Others want to try a direct quote to make sure the premium they’re now paying through their local agent is fair. If you want a quote for your coverage, click on the competitive quote button on the right side of this page.