Pennsylvania Home Insurance

Pennsylvania is home to 12,742,886 (2011) residents, making it the sixth most populous state. The state has approximately 120 miles of coastline between that found along Lake Erie to the north, and the Delaware Estuary to the south. Wherever a resident makes their home, it is important to ensure that their house and belongings will be protected if the unthinkable happens.

Homeowners enjoy a diverse range of climates, depending on where their home is found, brought by the characteristics of landscape in Pennsylvania. When looking at home insurance options online, the Website may not distinguish between the northwestern areas of the state, which is known to receive upwards of 100 inches of snowfall annually, and the southeastern portions that have milder temperatures but experience more severe thunderstorms.

Pennsylvania is a great state to live in for outdoor enthusiasts and those who enjoy hobbies like sport hunting. The state has nearly one million licensed hunters on file and is known as one of the finest wild turkey hunting areas in the United States. Residents who have several rifles, or other expensive sporting equipment, should speak with an independent insurance agent to make sure they have home insurance coverage that extends protection to these valuables.

Dates in History (According to National Fire Protection Association)

Rhodes Opera house fire kills 170 1908

First US Chartered fire insurance company, Philadelphia 1768

One Meridian Plaza fire, Philadelphia, 1991

Caboose Bar fire kills 9, Allentown, 1974

Eddystone Ammuition Co. Explosion kills 133, Eddystone, 1917

K-Mart warehouse fire, Falls Twp. 1982

Little Sisters of the Poor home foe aged fire kills 48, Pittsburgh, 1931

Gulf Oil Refinery, Philadelphia, 1975

Island Queen Excursion steamer fire kills 23, Pittsburgh, 1947

Powder Mill explosion kills 19, Fairchance, 1904

Geiger nursing home fire kills 15, Honesdale, 1971

In 2013 there were 11 fire deaths per million in the United States.

In 2013 there were 14.2 fire deaths per million Pennsylvania.

In 2014, according to the National Multifamily Housing Council 7.0% of the State’s residents lived in apartments compared to a national figure of 12.2.

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Enhanced Insurance is not written by attorneys. If you’re looking for legal advice, you need to contact a lawyer. Further, insurance practices and forms change constantly and are varied from state to state. For definitive answers in your area, contact a local agent.