Recreational Vehicles (RVs) are an enjoyable way to camp, travel, or simply see the countryside. Like your automobile, they have a lot of intricate parts that need to be cared for. You never know when a tire might be punctured by a piece of glass, the RV comes unhitched from your vehicle and slams into the car behind it, or something as simple as the air conditioning stops working. You have insurance coverage for your car, now it is time to consider RV roadside assistance.
On the Enhanced Insurance website, you’ve probably already read the articles on general RV and Motor Home Insurance, Camper Trailer Insurance, and Car and Home Insurance for your RV. You’ve obviously done your research and want to know the next step to take. State laws may not require that you purchase roadside assistance for your car or vehicle, but both forms of coverage are a helpful addition to your existing plan.
What is it?
When you’re out on the open road, the last thing you want to have happen is to be stranded on the side of the highway waiting for help from a passing car. Worse yet is having to pay an exorbitant fee from a local towing company to bring you to the nearest mechanic. Once you reach the garage, the mechanics may not even have experience repairing RVs. An RV Roadside Assistance plan will help cover the costs of these unexpected incidents.
What does it cover?
Depending upon your RV Roadside Assistance plan, your coverage will help to pay for a variety of services, including:
- Towing to a local garage that specializes in RV repair
- Jumpstarting the battery
- Fixing a blown tire
- Refilling the gas tank
- Unlocking the doors and/or replacing the keys
If you’re willing to pay more, additional services are available like fixing your heating and air conditioning or helping your RV out of a ditch.
How can I get it?
Usually, the RV manufacturer will offer roadside assistance coverage for the first year after the vehicle is purchased. After that, you’ll need to purchase a policy on your own. There are companies geared toward providing specialized roadside assistance coverage.
If something goes wrong while you are operating or towing your RV, make sure to take the proper precautions to ensure the safety of your passengers, yourself, and other vehicle operators on the road.
First, pull over to the shoulder and out of the way of any traffic. Put on your hazards. Before exiting the vehicle, make sure there are no cars headed your way.
Once you’re outside, examine the RV to look for potential issues. Check for any strange noises, smells, or warning lights on the dash. Take note of anything wrong. Write down when the incident happened and any other details you notice. Take pictures with your smart phone to reference later.
Next, call emergency services and your RV roadside assistance company. Usually, they will give you a card with a 1-800 number. Calmly answer any questions they may have. Let them know your location to your best approximation. The roadside assistance operator may have to hang up with you, contact a towing company, and then call you back. The police who arrive on the scene may be able to recommend a local towing service as well.
If the RV needs to be towed, make sure that the tow truck is equipped to take your RV. Some motorhomes are quite large and may not survive the journey unscathed if towed improperly or by the wrong type of truck. Travel with the tow truck operator to the repair facility to ensure that the RV arrives safely and will be tended to by properly trained RV mechanics.
While the majority of people want an agent involved in their purchase of insurance, many people want to see if they can save money by buying direct from the insurance company. Others want to try a direct quote to make sure the premium they’re now paying through their local agent is fair. If you want a quote for your coverage, click on the competitive quote button on the right side of this page.