Other Insurance Needs

Other Insurance Needs

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The majority of the content on this site is dedicated to the usage of insurance to protect assets. Proper protection of assets involves the entire science of risk management. In addition to insurance, a good risk manager will also use avoidance, reduction, sharing, and retention as techniques to maintain assets.

Under the Other Insurance Needs heading, we will discuss methods and products that are available to you to use in everyday life to protect your assets . . . other than insurance.

For example, a will is a financial tool. Without the proper usage of a will, a family can quickly lose an entire estate in endless litigation.

The tools and procedures we will discuss under “Other Needs” will help you organize, assess, identify and take appropriate actions. Usage of these tools could be the difference between financial success or failure in the handling of your assets.

Pre-Paid Legal Services

Many people, if they can afford it, have a lawyer on retainer. Others use a financial device called pre-paid legal services to reduce the expense of legal services. For a fee, you will be allowed affordable legal advice when you need it.

Learn more about Pre-Paid Legal Services ›

Learn more about Personal Bankruptcy >

Identity Theft Damage Protection

Identity theft is a national epidemic. This financial product helps prevent and guards against the damages that occur as a result of the theft of personal and/or financial information.

Learn more about Identity Theft Insurance ›

Emergency Transportation

If you’re more than 100 miles from home and you become ill or injured, this global coverage protects you with an array of services including medical referrals, monitoring, evacuation, and repatriation.

Learn more about Emergency Transportation Insurance ›


When visiting a medical professional is not practical, this service puts you in immediate contact with medical professionals, including licensed physicians. They can diagnose and treat, prescribe certain drugs, search for specialists, investigate alternative treatments and help with eldercare solutions.

Learn more about Telemedicine ›

Health Discount Card

You can receive discounts on medications, vision services, diabetes care supplies, hearing care, and more. NOT health insurance, but it is an easy way to save on prescription needs and doctor visits.

Learn more about Health Discount Cards ›

Roadside Travel Assistance

Offers assistance with:

1.)  Towing

2.)  Fuel Delivery

3.)  Tire Change

4.)  Battery Boost/jump

5.)  Lockout

And more.

Learn more about Roadside Travel Assistance ›

RV Roadside Assistance

Offers assistance with:

1.)  Towing

2.)  Fuel Delivery

3.)  Tire Change

4.)  Battery Boost/jump

5.)  Lockout

6.)  Mechanic dispatch

7.)  Winchout

8.)  Trip planning

9.)  Trip interruption

And more.

Learn more about RV Roadside Assistance ›

Learn more about RV COACH-NET Roadside Assistance ›

Emergency Transport

Product provides air ambulance transport should you become ill while traveling. Might also pay for a member of your family to fly to visit you if you’re hospitalized away from home.

Learn more about Emergency Transport Insurance ›

Veterinary Discount Plan

Pet care savings program that reduces your out-of-pocket vet expense. Can be used to supplement or augment regular per insurance, or without pet insurance.

Learn more about Veterinary Discount Plan ›

Learn more about Dog Insurance >

While the majority of people want an agent involved in their purchase of insurance, many people want to see if they can save money by buying direct from the insurance company. Others want to try a direct quote to make sure the premium they’re now paying through their local agent is fair. If you want a quote for your coverage, click on the competitive quote button on the right side of this page.