Ohio Home Insurance

Ohio Home Insurance

Ohio is known as one of the backbone states of America. It has a large population and a solid economy. It is the All-American state and has an All-American population. It originally became a state in 1803. The name came from the Iroquois name for ‘great river’. It represents the long history of the area as a home to many different Native American tribes. Now it is known as the “Buckeye State” and has over 11.5 million people with ancestry primarily from Germany, Ireland, and England It is the tenth biggest state in population in America. A lot of the residents of Ohio work in the trade or trucking industry because of the strategic location of the state. Many Interstates go through Ohio and they are constantly full of traffic. The Historical National Road U.S. Route 40 runs through Ohio and represents the history that transportation has in the state. The population is hardworking and almost 70% of them own their own homes. They need to protect this vital asset and look to their local professional agents to provide homeowner’s insurance that will provide peace of mind.

Homeowners in Ohio have to worry about the volatile weather of the Midwest. The Great Miami River winds through Ohio. One of the worst floods for that river occurred in 1913 in Ohio and is still one of the worst natural disasters in the state’s history. It also experiences small earthquakes fairly frequently. These are things that worry the population and make them seek protection for their homes.  There are 2.6 million owner-occupied homes in Ohio (2010).

Source:http://en.wikipedia.org/wiki/Ohio#Economy, www.dps.state.oh.us/OHCrashReports/

Dates in History (According to National Fire Protection Association)

First Practical Fire Engine Tested, Cincinnati 1853

Lakeview Grammar School fire kills 175, Collinwood, 1908

Air Canada in flight fire kills 23, Cincinnati, 1983

Ellington Apts. fire kills 13, Cleveland, 1932

Ohio State Penitentiary fire kills 320, Columbus, 1930

Cleveland Clinic fire kills 125, Cleveland, 1929

Gateway Restaurant kills 22, Andover, 1955

Coats Boarding house fire kills 14, Pioneer, 1979

Golden Age Nursing Home fire kills 63, Fitchville, 1963

In 2013 there were 11 fire deaths per million in the United States.

In 2013 there were 11.3 fire deaths per million in Ohio.

In 2014, according to the National Multifamily Housing Council 9.2% of the State’s residents lived in apartments compared to a national figure of 12.2.

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Enhanced Insurance is not written by attorneys. If you’re looking for legal advice, you need to contact a lawyer. Further, insurance practices and forms change constantly and are varied from state to state. For definitive answers in your area, contact a local agent.