Or so we’ve been informed by every news story we’ve read and by each politician who is looking to gain votes at election time. If we paid attention to half of the news being broadcast lately, either through radio, television of even the print media, you would have to think that not only is the price of health insurance going up. The industry itself appears to be on the verge of collapse. Health insurance cost is based on your existing health conditions, age, sex and whether or not you had access to some form of group insurance.
It seems the (as Chicken Little was quoted as saying) “the sky is falling!” for health care. While the thought of the sky falling is not very reassuring, there are as many other reasons to be optimistic about health care costs.
The cost of a health insurance policy use to be dictated by a number of factors including, your existing health conditions, age, sex and whether or not you had access to some form of group insurance. The Affordable Care Act has changed all that. People who were uninsurable at any price are now charged roughly the same price as a fitness instructor.
The true cost of health insurance depends much on what type of policy you select, the place you live and “bells and whistles” you select to be covered in the policy you choose.
Now the biggest factors are: what type of coverage do you desire and what size deductible are you comfortable with. Competing plan prices are affected by which physician group you want to use and which hospitals you prefer.
Because of the variety of plans and options that are available, it is a good idea to contact a local insurance agent to discuss your options.
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Health Insurance (Includes Video)
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