Paperless Home Insurance Discount

paperless home insurance discount

Over the last decade, many companies have been making a push to go paperless. Maybe your office has attempted to reduce its paper clutter and has begun to store files online or on company servers. Insurance companies are also moving toward a paper-free work environment, complete with customer invoices, applications, and bills all transitioning to electronic versions.

Many insurance companies have an online paperless billing option, much like utility companies, Internet providers, and banks. In fact, your insurance company may reward you for going paperless with an additional discount off your premium rates.

It’s easy to set up an account for your home insurance policy. All you need to log in is a username and password. This will provide you access to your previous statements, any electronic fund transfer options for paying online, and the contact information for your independent insurance agent.

Once your paperless billing has been set up, you will receive an email each time you have a new statement. You can click on the link within the email to go directly to the login page of the online portal to view the bill.

In addition to receiving your bills electronically, you will also be able to sign up for automatic bill pay or the electronic transfer of funds (EFT). This will further reduce the amount of paper sent between you and your insurance company.


By 2011, over half of American consumers paid bills using an online service. However, only 15 percent received electronic bill statements. Home insurance companies want to improve that number by providing their customers with a discount. There are many other advantages to going paperless, including:

  • It is a more environmentally friendly option.
  • You will have access to your paperless bill anywhere that you have an Internet connection, whether you are at home, traveling for work, or are on vacation.
  • You do not need to worry about a lost or delayed bill that the insurance company sent through the mail. In addition, if you pay online through an automatic fund deposit or an electronic transfer of funds, then you eliminate the potential for a lost payment.
  • Your paperless statement will be secured in the online portal and can only be accessed if someone enters the correct username and password.
  • Your previous bill statements will remain in your online account, helping you to stay organized.
  • You can still print out a paper version for your own personal records, if you prefer to have a hard copy on file.


How will I receive updated home insurance documents?

Any new information pertaining to your home insurance, aside from your bills, will also be offered to you in paperless format. If you would like a paper copy as well, speak with your insurance agent. Otherwise, the PDF files can be downloaded and printed at home.

Do I need to sign up for paperless billing as soon as I start my policy?

No, you can sign up whenever you prefer. Simply contact your insurance agent to get started.

How will I know when my new paperless billing statement is ready?

Your insurance company will send you an email each month notifying you of your latest statement.

Can I switch back to paper statements after I have already been using paperless billing?

Yes, you can change your preferences in your online insurance account or contact your agent. You can also keep receiving paperless statements and simply print out a copy at home.

Ask your Agent

Speak with your independent insurance agent today about going paperless. It is beneficial to both you and your insurer to save on paper and sign up for access to the online web portal. Your agent will also be able to determine whether or not you qualify for an additional discount off your annual home insurance premium.

Some other Enhanced Insurance articles related to Home Insurance Discounts:

Concurrent Life Insurance Discount Home

Electronic Funds Transfer Home Discount

Paid In Full Home Discount

Good Credit Home Discount

Affinity Group Home Discount

Senior Citizen’s Home Discount

Protective Device Home Discount

Insured to Value Home Discount

Newly Purchased Home Discount

Newly Renovated Home Discount

Storm Shutter Home Discount

Hail Resistant Home Discount

Smoke Free Home Discount

Green Home Discount

Homeowner’s Association Home Discount

Gated Community Home Discount

Enhanced Insurance is not written by attorneys. If you’re looking for legal advice, you need to contact a lawyer. Further, insurance practices and forms change constantly and are varied from state to state. For definitive answers in your area, contact a local agent.

While the majority of people want an agent involved in their purchase of insurance, many people want to see if they can save money by buying direct from the insurance company. Others want to try a direct quote to make sure the premium they’re now paying through their local agent is fair. If you want a quote for your coverage, click on the competitive quote button on the right side of this page.

Other articles that might interest you:


Are Potholes Covered by Auto Insurance

How Is Commercial Auto Different Than Personal Auto Coverage?

How Does Blanket Insurance Differ from Scheduled Insurance?

Discount Double Check

Excluding Electronic Aggression from Homeowners Coverage

Use Life Insurance to Protect Co-Signers on Student Loans

What Are the Most Affordable Cars for College Students

Will My Landlord’s Insurance Cover My Personal Belongings?

How Much Does Teenage Auto Insurance Cost?

Insurance Discounts for Teachers

Home Security and Home Insurance

What is LLC Insurance?

Which Comes First: The Student Loan or the Credit Score?

What Is Sinkhole Insurance?

What Is Flood Insurance?

Green Car Discount