How Can I Fix A Dent In My Car?

How Can I Fix A Dent In My Car

How can I fix a dent in my car? Dents on a vehicle can be caused by a wide variety of things. Some of the simplest causes can be just mindless mistakes by the driver. Maybe you backed into a pole in a parking lot, bumped another vehicle while parallel parking or maybe you parked beyond the outfield fence at your son’s baseball game and saw a baseball ding the hood of your car. Dents can vary in size and severity, but no matter the size they can take away from the appearance of your vehicle. No matter the damage, you probably are going to want to get the dent fixed.

The question is whether or not you need to get your auto insurance company involved, filing a claim to help you pay for the repair. Well, in the case of small dents it may be too small a cost to file a claim, based on your deductible. If you are dealing with a small dent, maybe from a car door something minor, then you may even consider fixing the dent yourself. There are body filling products out there and even methods that involve the use of a household hairdryer and a sheet of tin foil. These methods work for the small dents that are not worth the price of an auto repair shop and can save you some time and the high cost of labor at a body shop.

Most dings and dents to a vehicle have a minimum cost for repair that can start as low as $50 and raise as high as $500. Because of this, insurance companies do not often pay for car dents because they often cost far less than your insurance policy’s deductible. Because of this you often are stuck paying for the repair out of pocket, unless there is a different party that is at fault for the dent and they are willing to admit it.

Fixing a dent yourself may seem simple and cost saving, but if you do not know what you are doing it can make the problem worse and end up costing you more in the long run. Bring it to an auto-body shop, ask them for their advice and see what kind of out-of-pocket expense you are looking at. The cost of a one-inch dent may cost as little as $25 to repair, whereas a wider dent may cost as much as $500, still lower than many auto insurance policy’s deductibles.

If you have a dent, you can contact your local independent auto insurance agent to see what kind of coverage you have. If you have comprehensive and collision coverage the repairs may be eligible for a claim, pending your deductible and the severity of the dent. If you make a claim on a major dent it can raise the rates of your insurance, which is something to keep in mind when deciding whether or not to make a claim.

Dents are annoying and often pretty simple to repair. There are some precautions you can take to prevent these annoying body injuries. In parking lots, you can park in an area where there is little traffic and not park next to other vehicles. You also can watch the weather and if you see a hailstorm coming you can cover your vehicle. There are many things that can cause dents, and though you can take precautions, they are not foolproof. Be sure to know your auto insurance policy’s coverage and know what your deductible is.

Other Enhanced Insurance articles related to Auto Care:

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My car was keyed, how can I fix it?

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Jim operates an insurance agent network called Insurance Partners, aggregating agents in the Midwest for over 25 years. He was National Agent of the Year for Metropolitan in 1993 and Midwest Agent of the Year for Travelers in 2011. He served as a founding board member of the Surplus Lines Association of Minnesota.

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