Insurance Discounts for Teachers

Insurance Discounts for Teachers

As a group, teachers, professors and other education professionals generate better insurance loss experience than the general population.   Because of this, a number of insurance companies offer teachers and other education professionals discounts or coverage advantages.

In fact, the class is so large and so profitable that a number of insurance companies exist whose main focus is the education community.

Coverage Advantages Available To Teachers And Other Education Professionals

A number of insurers offer preferred policy terms to customers who can prove that they are education professionals or that they are current members of education related organizations.   Some examples include:

  •         Waiving the comprehensive deductible when a vehicle is vandalized on school grounds or during a school related event;
  •         Coverage for teaching related property if stolen or damaged while in your covered auto;
  •         Waiving the collision deductible if you are involved in an accident while driving on school business;
  •         Coverage extension for personal property of teachers at the school;
  •         Coverage for loss of fundraising money in the teacher’s possession.

Premium Discounts Available To Teachers And Other Education Professionals

A number of insurers also offer premium discounts to education professionals.  These discounts can be 5% or more of the annual premium, and thus can be substantial.

Some insurers also offer similar benefits to retired education professionals.   If you are an active or former education professional, inform your insurance agent and ask about the benefits that you may be eligible for.

There are many other discounts that you may be eligible for.  Part of being a smart consumer is working with your professional insurance agent to explore the various discounts for which you may be eligible.   Having the right dialog with your insurance agent could save you hundreds of dollars, or more, annually.

What Are Some Auto Insurance Discounts

Home Coverage Discounts

Did You Know Veterans Get Discount Auto Insurance

How Is Insurance Pricing Set

How Do I Qualify for Discounts on My Auto Insurance

Automatic Restraints Auto Discount

Anti-Theft Auto Discount

Good Credit Auto Discount

Paperless Auto Discount

Affinity Group Auto Discount

Defensive Driving Auto Discount

Advance Renewal Auto Discount

Senior Citizens Auto Discount

Good Student Discounts

Annual Mileage Auto Discount

Home Ownership Auto Discount

Concurrent Life Insurance Discount

Electronic Funds Transfer Auto Discount

Paid in Full

Paperless Auto Discount

Saving Money with Car and Home Insurance Bundles

Multi Car Auto Discount

Enhanced Insurance is not written by attorneys. If you’re looking for legal advice, you need to contact a lawyer. Further, insurance practices and forms change constantly and are varied from state to state. For definitive answers in your area, contact a local agent.

While the majority of people want an agent involved in their purchase of insurance, many people want to see if they can save money by buying direct from the insurance company. Others want to try a direct quote to make sure the premium they’re now paying through their local agent is fair. If you want a quote for your coverage, click on the competitive quote button on the right side of this page.

Other EnhancedInsurance.com articles that might interest you:

Does a Minor Consumption Violation Affect Teen Auto Insurance?

How to Complain about An Insurance Company?

What Is Roadside Assistance?

What Is the Best Way to Compare Auto Insurance Quotes?

What Is the Best Way to Compare Home Insurance Quotes?

When Should I Hire An Attorney?

Is It a Good Idea to Buy COBRA Insurance?

States with the Worst Drivers?

What Is Highway Hypnosis?

Concurrent Life Insurance Discount Home

Electronic Funds Transfer Auto Discount

Paid In Full Home Insurance Discount

Good Credit Home Insurance Score Discount

Paperless Home Insurance Discount

Affinity Group Home Discount

Senior Citizens Home Discount

Protective Device Home Discount

Insured to Value Home Discount