The Senior Citizens Auto Discount Rewards Experience
At age 50 most people do not consider themselves to be senior citizens, but in determining eligibility for senior citizen auto insurance discounts they may want to consider themselves golden.
Most insurance companies offer reduced rates to mature drivers, starting at age 50. If you have not reviewed your auto insurance policy lately, turning 50 is a great time to do so.
Not only are lower rates for seniors built into auto insurance premium plans, other discounts may apply based on your age and even your job status. For instance:
- Depending on you employment history and your specific state laws, you may be eligible for a retirement discount.
- Discuss with your Personal Injury Protection (PIP) with local agent. You may be in line for specific reductions
- Check with your agent to see if you qualify for any age based affinity groups
- As most seniors no longer commute to work, discuss with your agent whether or not you can captures a rate savings based on your annual miles driven.
Whether you qualify for a senior discount, your changed work status should trigger a review of all your insurance coverages from personal insurance, life & health insurance and your business insurance.
As you have become a senior citizen, make sure you are capturing the rewards your lifetime of experience deserves.
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Enhanced Insurance is not written by attorneys. If you’re looking for legal advice, you need to contact a lawyer. Further, insurance practices and forms change constantly and are varied from state to state. For definitive answers in your area, contact a local agent.
While the majority of people want an agent involved in their purchase of insurance, many people want to see if they can save money by buying direct from the insurance company. Others want to try a direct quote to make sure the premium they’re now paying through their local agent is fair. If you want a quote for your coverage, click on the competitive quote button on the right side of this page.