Multi Car Auto Discount

Multi Car Auto Discount

The 1950’s classic movie “Cheaper by the Dozen” may not have been based on quantity discounts, but with auto insurance companies you can get a multi car auto discount with as few as two cars.

Insurance companies are always looking for ways to reduce costs and one of the easiest ways is to make sure that they are maximizing their policy base.

Some of the major costs in running an insurance company is collecting premiums and maintaining policy information. The cost of handling these chores can be steep. That is why insurance companies or so eager to double up their savings by maximizing every sales possibility. By making sure your vehicles are insured by one company you can drastically reduce the insurance companies expense which is passed directly back to you via premium reductions.

Actual exposure to accidents can often be measured by mileage driven. Two people sharing one auto will more than likely put many more miles on that one car than half of the total mileage put on two cars own by those same two people.

Further, statistics have proven that on average multi-car risks will have fewer accidents per exposure unit.

Some companies are willing to allow separate auto policy’s (by the same company) owned and insured by family members in the same household to be used to qualify for the multi car auto discount. This can be a very substantial savings for a young auto owner paying for their own policy, but living with family.

If you would like to save money contact your agent about the availability of multi-car discount. If the option is not available from your current company, he can check his line-up of insurance companies for one that matches your needs.

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