Insurance Companies Offer A Good Credit Auto Discount
Credit is playing an increasing role in the rate an insured is charged for their auto insurance. Although insurance companies do not necessarily is a credit based on your specific credit score, it is a factor in what insurance companies refer to as an Insurance Score.
What is included in an insurance score varies from company to company but is mainly an amalgamation of your credit score, accident and claim history, your occupation, length of employment, job history, (just to name a few of the factors). The amount of importance attached to each individual piece of information also varies from company to company.
You should know that when dealing with an insurance company, make sure that both spouses are checked for their insurance score. Each spouse will have a unique score and the difference can be significant.
Your local agent can help you make sure that the most advantageous result is used in your insurance application. Having the correct information can make all the difference in the world in how much you pay for insurance.
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