Save money when you shop in advance
It can be surprising how much money you can save by planning ahead when you renew your auto insurance. Shopping for insurance before your policy is due for renewal shows insurance companies that you are an organized individual they should like to insure. In contrast, people who shop for insurance on the date of renewal (or even after it) are considered to be less responsible and would be more likely to be involved in some sort of an accident.
Auto Insurance companies offer discounts that range from 1% to 10% of your insurance policies, meaning that if your policy premium was $2500.00 per year, you could pocket as much as $250.00 by planning ahead.
Saving money is great, but don’t forget the real reason for insurance.
While the cost of the insurance is not the biggest factor in choosing an insurance company, it certainly should be part of the equation. Factors such as the company’s claim handling history, their financial rating, special coverages offered and even
Another benefit to shopping early is that it gives the agent a chance to have time to do a full risk assessment allowing him to correctly select a company and coverages that corresponds to your needs.
While too little coverage might leave you exposed to future assessments, too much coverage is money down the drain.
Your local insurance agent can explain the options and advantages of shopping for a new auto insurance policy before the renewal date. Just remember to shop in advance!
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Enhanced Insurance is not written by attorneys. If you’re looking for legal advice, you need to contact a lawyer. Further, insurance practices and forms change constantly and are varied from state to state. For definitive answers in your area, contact a local agent.
While the majority of people want an agent involved in their purchase of insurance, many people want to see if they can save money by buying direct from the insurance company. Others want to try a direct quote to make sure the premium they’re now paying through their local agent is fair. If you want a quote for your coverage, click on the competitive quote button on the right side of this page.